Thursday, November 7, 2024

Choosing the Best HDFC Credit Cards and Getting the Best Plans

Must read

In today’s world, you need to start using debit and credit cards for easy payment facilities and other benefits. Especially use of credit cards in India is increasing at a rapid pace. Credit cards are not a luxury anymore. People with a constant income can now easily afford credit cards and get the benefits they can offer.

In this blog, we will talk about HDFC credit cards, what are some popular credit card options there and the benefits you can have. HDFC credit cards are relatively easy to use and can get you some amazing prizes. You can now visit a Finance DSA app and use the app to find out effective credit card options. Keep reading to learn more about them in detail.

What are the HDFC Credit Cards You Can Get in India?

HDFC is currently the biggest bank in India. It offers a huge number of credit card options for Indian people. Each card is slightly different from others and thus can be used in different areas. Have a look at some of them and then decide which one you need to have.

Millennia Credit Cards

HDFC Bank created Millennia credit cards, especially for millennials and Gen Zs. As there are cashback opportunities on online shopping, many youngsters love to have this card. According to specialists, once you have this card, the cashback percentage can rise up to 5%. No matter where you shop, it will ensure 1% cashback for sure. Apart from that, complimentary lounge access and zero liability are there.

HDFC Regalia Credit Card

Do you love to travel and buy luxury items? Then, the HDFC Regalia credit card is the best solution for you. People who spend a lot on their travel can have the card and get numerous benefits.

If you read the papers, you will know that on every international trip and dining, you will get 10X reward points. There are around 1000 airports all over the world where you will get free lounge access. There is complimentary insurance on your air travel of Rs 1 Crore. Visit the official website of HDFC to learn more about these cards.

Diners Club Privilege Credit Card

Are you familiar with the HDFC Dinners Club privilege credit card? This can also get you benefits on international travels, golfing and other luxury hotel benefits. Here the reward points on brand shopping is almost 10X. Lounge access is free all over the world. In fact, using the card will get you free golf lessons, dining, and lifestyle benefits, too.

Infinia Credit Card

The next in line is the Infinia credit card. Only ultra-premium users should use this card. HDFC offers this exclusive card to a few people. It can get you a number of benefits that are not present for other cards. It is the only card, where you will have unlimited lounge access globally. On every luxury spending the reward points are around 5X. Golf membership and other reward points are like other cards.

Bharat Credit Card

People who are conscious about their budget need to choose the Bharat Credit card offered by the bank. Using the card, you will have cashback on buying groceries, utilities, and more. Discuss with a Loan agent who can help you understand the differences between each card and help you find the best one.  

Some of the Qualities of HDFC Credit Cards

When you are using an HDFC credit card, it will get you some of the following benefits-

  1. Almost all HDFC credit cards will get you reward points when you shop, travel, or buy expensive items.
  2. We have already told you about free airport lounge access. Whether it is only domestic or international, that depends on the card you have.
  3. Once you spend some on your dining, you will have discounts and paybacks. People who spend a lot of money on these items will definitely have major benefits.
  4. An average Indian spends a hefty amount on fuel. An HDFC credit card will get you some relief.

Follow These Tips to Choose the Best HDFC Credit Cards

  1. Understand your spending habits and then decide which card is best for you.
  2. Compare the annual fees of each credit card and then pick the right card suitable for you.
  3. Consult with an expert and get help.

We hope you will find this blog informative. Visit the bank website to learn more.

Latest article